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Getting you the help in the time of needs.

WHAT IS A PUBLIC ADJUSTER AND HOW CAN ONE HELP ME?

WHAT IS A PUBLIC ADJUSTER AND HOW CAN ONE HELP ME?

WHAT IS A PUBLIC ADJUSTER AND HOW CAN ONE HELP ME?

Public Adjusters are professionals who are employed exclusively by the policy holder who have sustained an insured loss. They handle every detail of the claim, working closely with the insured to provide the most equitable and prompt settlement possibly.
A Public Adjuster inspects the loss site
immediately, analyzes the damages,
assembles

Public Adjusters are professionals who are employed exclusively by the policy holder who have sustained an insured loss. They handle every detail of the claim, working closely with the insured to provide the most equitable and prompt settlement possibly.
A Public Adjuster inspects the loss site
immediately, analyzes the damages,
assembles claim support data, reviews the
insured’s coverage, determines current
replacement costs and exclusively serves the
client, not the insurance company.
A Public Adjuster with experience and
expertise is better equipped to obtain a more favorable adjustment than you could on your own.
A Public Adjuster will relieve you of the
difficult, often confusing, involvement in the
preparing and filing of your insurance claim
and protecting your property after a loss. An
insurance policy typically contains hundreds of
provisions and stipulations and many complex
details with regard to your requirements in
case of loss. Far too often, the insured settles
for less than they deserve because they can
fully interpret the details of their policy.

WHEN YOU HIRE US, FINEST ADJUSTERS WILL:

WHAT IS A PUBLIC ADJUSTER AND HOW CAN ONE HELP ME?

WHAT IS A PUBLIC ADJUSTER AND HOW CAN ONE HELP ME?

  1. •Contact your insurance company
  2. Meticulously review and analyze your policy and advise you on the extent of your coverage
  3. Inspect your home or business to
    assure that all damage is  ccounted for and to return your home to its precasualty condition.
  4. Assist you in preparing inventories,
    estimates, and other factual proofs of loss.
  5. Handle all th

  1. •Contact your insurance company
  2. Meticulously review and analyze your policy and advise you on the extent of your coverage
  3. Inspect your home or business to
    assure that all damage is  ccounted for and to return your home to its precasualty condition.
  4. Assist you in preparing inventories,
    estimates, and other factual proofs of loss.
  5. Handle all the necessary details for
    compiling and filling out claims, as
    required by the terms of your insurance policy.
  6. Confer, on your behalf, with your
    insurance company representatives and
    handle all matters essential to a proper and satisfactory adjustment.


FINEST ADJUSTERS  MOST IMPORTANTLY WILL:

  • Establish temporary housing for you and your family
  • Secure your property from vandalism and further damage
  • Arrange for cash advances
  • Help you secure the services needed to repair or rebuild your home or business
  • Arrange for a fire restoration company to clean and remove water and debris
  • Arrange for a fire recovery dry cleaner to remove smoke and soot contamination

WHY DOES A PROPERTY OWNER NEED A PUBLIC ADJUSTER?

WHAT IS A PUBLIC ADJUSTER AND HOW CAN ONE HELP ME?

WHY DOES A PROPERTY OWNER NEED A PUBLIC ADJUSTER?

Insurance companies offer to pay what is due to you as they see it. Public insurance adjusters are your exclusive representatives. With their experience and knowledge, they are better able
to obtain a more favorable adjustment for you, the insured. 


A Public Adjuster works for the property owner, not the insurance company. The highly stres

Insurance companies offer to pay what is due to you as they see it. Public insurance adjusters are your exclusive representatives. With their experience and knowledge, they are better able
to obtain a more favorable adjustment for you, the insured. 


A Public Adjuster works for the property owner, not the insurance company. The highly stressful period following a loss is a difficult time for individuals and businesses.

A Public Adjuster can take those major
headaches away and let you get back to your home or business. A typical fire or flood policy contains hundreds of provisions and stipulations, constantly changing forms and endorsements, and many complex details such as inventory appraisals and real estate evaluations that are required in case of a loss.


Most policyholders do not know that the burden of proof is theirs . Public Adjusters know the insurance business and are familiar with all the procedures so they can work quickly to expedite payments.

Licensed by the New York State Insurance Dept. and also has

The New York Policy Holders' Protection Act
Senate Bill #S29-A / Assembly Bill #A 8025
"Holding insurance companies responsible
according to policy expectations."

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